We read every Xactimate line-item.
Claims are our discipline. Drone photography, FNOL filing, adjuster meetings, scope supplements, and depreciation recovery — all done by the contractor, not outsourced to a lawyer or a public adjuster.
A storm claim isn't one conversation — it's a dozen. Each one has a form, a deadline, a line of Xactimate code, and a carrier-specific rule you've never heard of. Homeowners leave money in the claim because they never supplement for missed line items, never recover depreciation after install, and never dispute the specific code-upgrade exclusions in the policy. We run the paperwork so you don't.
Six phases from storm to final payment. Most claims run 60–120 days. Public-adjuster cases stretch to a year.
Drone flyover, interior moisture, loss report in Xactimate — free, no obligation.
First Notice of Loss filed with your carrier, photo package attached. Claim number issued.
We meet the carrier's adjuster on the roof, walk the scope line-by-line in real time.
Missed line items, code upgrades, and supporting photos filed as a scope supplement.
Approved scope installed by certified crew. Final invoice matches the scope exactly.
Depreciation recovered after install. Second check from the carrier to close out the claim.
Two practices you'll see from contractors chasing storm work: offering to waive the deductible, and asking you to sign an Assignment of Benefits. Both are how homeowners get stuck with bad work and no recourse. We don't do either. If another contractor offers, walk away — it's fraud in both IL and WI.
Waiving or absorbing the deductible is insurance fraud under Illinois and Wisconsin statute. Your deductible is yours to pay — that's how insurance works.
Assignment of Benefits contracts let the contractor negotiate directly with the carrier — and collect the full settlement even if the work is incomplete. We never ask you to sign one.
Free drone inspection and claim review. We'll tell you straight whether there's a claim — and whether it's worth filing.